USING UPI

Interoperable card-less cash withdrawal (ICCW) is a facility that enables a customer to withdraw cash
from ATM by using UPI platform. This service facilitates participating banks’ customers who are live on
UPI, to withdraw cash from any participating banks’ ATMs (enabled for UPI- ICCW) without using their
card. Our Bank is live as issuer for this functionality i.e. our banks’ customer can withdraw cash from
any other Bank’s ATM enabled for ICCW transactions using any ICCW enabled UPI App.
Features of ICCW Transactions using UPI:
Interoperable: The main feature of this functionality is that it will enable customers of
participating UPI issuer member to withdraw cash using any of participating NFS members’
ATM that are enable of Interoperable Card-less Cash Withdrawal Transactions.
Card-less Transactions: For cash withdrawal, customer needs to scan the QR code
displayed on the ATM screen using ICCW enabled UPI App and authorize the transaction
using UPI PIN.
Customer Convenience: There is no need to carry card for cash withdrawal.
Transaction Limit

Per transaction limit
₹ 10000/- per account in multiple of ₹100 only

Per day Transaction limit
₹ 25000.00

No. of transactions allowed
5 per Day

Charges: Presently, no charges are levied on ICCW transactions using UPI